How Can I Get Car Financing with a Bad Credit Score?

couple talking to finance guy

If you’re in the market for a new vehicle, you may be wondering, “Can I get a car loan with bad credit?” The answer is yes! At Bob Ross Buick GMC, you can work with our finance team to learn how to finance a car with bad credit. Find out how with our helpful guide, then take advantage of our new vehicle specials to help you drive off in an affordable new model today!

How Can You Finance a Car with Bad Credit?

Our Bob Ross Buick GMC finance center makes it as easy as possible to secure a bad credit car loan. Simply apply for financing online to get pre-approved, and get in touch with out finance team to figure out a payment plan that works best for you and your financial situation. Then you can drive home to Springboro in a new vehicle.

What Steps Should I take To Get a Car Loan with Bad Credit?

Before taking out a bad credit car loan, be sure you have everything you need together beforehand in order to be sure you’re making the best financial decision for you. Make sure you:

  1. Determine how much you can afford to pay per month based on your budget.
  2. Make a bigger down payment if possible.
  3. Try to clean up your credit report before applying for a loan.
  4. Be honest about what kind of car you should buy, and don’t get more than you need.
  5. Ask questions!

couple inside buick

Improve Your Credit Score

Taking out a car loan with bad credit can help you improve your credit score overtime if you are able to consistently make your payments on time every month. In the future, this will give you more lending power for lower interest loans and credit cards! If you do this, in no time at all, your credit score will be improved.

Finance a Car with Bad Credit Near Kettering Today!

In addition to our available new and used vehicle specials, you can save more when you sell us your current vehicle! Learn how to trade-in your car and try our value your trade tool online to see how much you can put towards a new model of your choice. In the meantime, if you have questions once you’ve secured a loan, or even want to learn more before you apply, contact Bob Ross Buick GMC today!

Interested in a lease? Find out how to lease a car with less than stellar credit.