Can You Remove a Cosigner from a Car Loan?

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The finance department at Bob Ross Buick GMC is here to answer your car finance questions, like “Can I remove a cosigner from a car loan?” The answer is yes, you can! While removing cosigner from auto loan isn’t necessarily the easiest or most pleasant process for Kettering drivers, it definitely can be done. Let Bob Ross Buick GMC help.

The Reasons for a Cosigner

If a driver in Springboro or Bellbrook has been rejected for an auto loan due to bad credit, or doesn’t have enough income to secure a loan, sometimes a cosigner can help get the financing they need. A cosigner is usually a close relative or friend who is willing to take on the responsibility of making loan payments if the borrower is unable to do so. Reasons for removing a cosigner vary and can be very personal.

How to Remove a Cosigner From an Auto Loan

If you’ve had to ask yourself how to remove a cosigner for a car loan, we understand that it probably felt like a difficult question to answer. Here are the ways you can handle how to remove a cosigner from a car loan:

  • Method #1: Refinance the loan. If your cosigner was a spouse and you’ve since divorced, refinancing your auto loan is the best way to remove the cosigner from your car loan. A divorce decree doesn’t negate the cosigners agreement. Refinancing the loan will give you a clean break.
  • Method #2: Cosigner release. Some auto loans come with a cosigner release option. The terms can vary, depending on how much you’ve paid on the loan, or how long you’ve had it. If your loan has a cosigner release option and you meet the terms, you can use it.
  • Method #3: Pay off the loan. This might seem obvious. When your auto loan is paid off, your cosigner’s name will not appear on the title.

Learn More About Auto Financing with Bob Ross Buick GMC

Car financing can be confusing, so Bob Ross Buick GMC’s finance center is here to help. Check our car buying tips for answers to many of your car finance questions.

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Bob Ross Buick GMC

85 Loop Rd. Centerville, OH

Phone: (937) 401-2037


Phone: (937) 401-2037

85 Loop Rd. Centerville, OH


Phone: (937) 401-2037

85 Loop Rd. Centerville, OH


Phone: (937) 401-2063

85 Loop Rd. Centerville, OH
39.648380 -84.155400
Bob Ross Buick GMC 39.648380, -84.155400.